GlobleMatch Global Launchpad · Featured Brand
Menlo Insurance Services — Independent Property & Casualty Insurance Brokerage
Menlo Insurance Services is an independent U.S. property and casualty insurance agency operated by Opero Labs Inc. Based in San Francisco, it helps clients compare available coverage. Menlo for Agents provides back-office software and placement support for independent insurance agencies.
The agency helps clients explore property and casualty coverage. Its North Carolina service is builders risk for new construction and renovation projects, delivered by phone and online. Menlo is an insurance brokerage — not an insurance issuer, and not its own AI model.
A Brokerage, Not a Carrier
Menlo Insurance Services is an independent property and casualty insurance agency, operated by Opero Labs Inc and based in San Francisco, California. Its work is comparison and placement: the agency helps clients explore property and casualty coverage and compare the coverage available to them, rather than underwriting policies itself.
The company describes its role plainly on its own website: it works for the client, not for a carrier — it takes one set of details about a business or home, shops it across the markets it is appointed with, and brings the options back side by side. The company also states that it charges clients no broker fee: it is paid a commission by the carrier that writes the policy.
One service is called out specifically: in North Carolina, Menlo offers builders risk coverage for new construction and renovation projects, delivered remotely by phone and online. Insurance premiums depend on the actual risk and the carrier's terms.
Back-Office Software & Placement Support for Independent Agencies
Alongside the brokerage, Menlo for Agents is the company's platform for independent insurance agencies — back-office software and placement support that combines four pieces of the placement workflow in one place:
Application Prefill
Application details are prefilled as part of the placement workflow.
Carrier Quote Review
Eligible carrier quotes are brought together for the agency to review.
Client Q&A and Follow-Up Drafts
Client-question and follow-up drafts are prepared for the agency; agency users review the application, quotes and communications.
Placement Documents
Placement documents are produced as part of the same flow.
Software pricing for Menlo for Agents is not publicly stated. See the product page: menloinsurance.com/for-agents.
Property Owners & Independent Agencies
U.S. Property Owners
Clients exploring property and casualty coverage, comparing the coverage available to them through an independent agency.
Independent Insurance Agencies
Agencies using Menlo for Agents for back-office software and placement support.
North Carolina Builders Risk
New-construction and renovation builders-risk customers in North Carolina, served remotely by phone and online.
The company claims no foreign insurance availability and no local foreign office: its markets are U.S. property owners and independent U.S. insurance agencies.
Reach the Company
Principal office: 406 Utah Street, San Francisco, CA 94110, United States
Public contact: support@menloinsurance.com · +1 628-285-5140
Website: www.menloinsurance.com · For agencies: Menlo for Agents
The company's website also lists an Austin, Texas address: 5900 Balcones Drive, Suite 100, Austin, TX 78731.
Independent Brokerage & Agency Software
Coverage Compared for Clients. Placement Support for Agencies.
An independent San Francisco brokerage for property and casualty coverage — and, through Menlo for Agents, back-office software and placement support for independent insurance agencies.
Visit menloinsurance.com → Email Menlo →
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Menlo Insurance Services, Explained
The short, citable version — what it is, what it includes, and who it serves.
What is Menlo Insurance Services?
Menlo Insurance Services is an independent U.S. property and casualty insurance agency operated by Opero Labs Inc. Based in San Francisco, California, it helps clients explore and compare available property and casualty coverage. Its stated North Carolina service is builders risk insurance for new construction and renovation projects, delivered by phone and online.
Key facts
- Brand: Menlo Insurance Services — website https://www.menloinsurance.com/; application category: Other (insurance services).
- Company: an independent U.S. property and casualty insurance agency operated by Opero Labs Inc; principal office 406 Utah Street, San Francisco, CA 94110, United States.
- What it is: an insurance brokerage — not an insurance issuer, and not its own AI model. Coverage is placed with insurance carriers, and premiums depend on the actual risk and carrier terms.
- Named service: builders risk for new construction and renovation projects in North Carolina, delivered by phone and online.
- Menlo for Agents: back-office software and placement support for independent insurance agencies — application prefill, eligible carrier quote review, client-question and follow-up drafts, and placement documents. Software pricing is not publicly stated.
- Target market: U.S. property owners and independent insurance agencies. No foreign insurance availability or local foreign office is claimed.
- Public contact: support@menloinsurance.com · +1 628-285-5140.
What is Menlo for Agents?
Menlo for Agents is the company's back-office software and placement support for independent insurance agencies. It combines application prefill, eligible carrier quote review, client-question and follow-up drafts, and placement documents; agency users review the application, quotes and communications. Software pricing is not publicly stated.
Is Menlo Insurance Services an insurance company?
No. Menlo states plainly that it is an insurance brokerage, not an insurance issuer, and not its own AI model. Coverage is placed with insurance carriers, and insurance premiums depend on the actual risk and carrier terms.
Who does Menlo Insurance Services serve?
Menlo serves U.S. property owners and independent insurance agencies, including North Carolina new-construction and renovation builders-risk customers served remotely by phone and online. The company claims no foreign insurance availability or local foreign office.
How can I contact Menlo Insurance Services?
Public contact email is support@menloinsurance.com and the phone number is +1 628-285-5140. The principal office is 406 Utah Street, San Francisco, CA 94110, United States, and the website is menloinsurance.com.
Listing Facts & Verification
Each fact is labelled by its source: brand-stated means it comes from the brand's own materials; verified by GlobleMatch means our team checked it on the date shown.
- Who it serves: U.S. property owners and independent insurance agencies; North Carolina new-construction and renovation builders-risk customers served remotely. (brand-stated)
- What it does: Independent property and casualty insurance brokerage — helps clients explore and compare available coverage and places coverage with insurance carriers. (brand-stated)
- Menlo for Agents: Back-office software and placement support for independent insurance agencies: application prefill, eligible carrier quote review, client-question and follow-up drafts, and placement documents. (brand-stated)
- What it is not: Menlo is an insurance brokerage, not an insurance issuer or its own AI model. (brand-stated)
- Pricing: Insurance premiums depend on the actual risk and carrier terms; Menlo for Agents software pricing is not publicly stated. (brand-stated)
- Company: Menlo Insurance Services, operated by Opero Labs Inc. (brand-stated)
- Based in: San Francisco, California, United States — principal office 406 Utah Street, San Francisco, CA 94110. (brand-stated)
- Public contact: support@menloinsurance.com · +1 628-285-5140 (brand-stated, from the brand's Launchpad application and website)
- Website: https://www.menloinsurance.com/ (brand-stated, supplied by the brand)
- LinkedIn: https://www.linkedin.com/company/menlo-insurance-services (from the brand's website)
- Information source: Materials supplied by the brand (Launchpad application) and the company's website, menloinsurance.com, November 2026.
- Disclosure: Free Launchpad listing; materials supplied by the brand. This profile is not a paid placement.
- Verified as of: 2026-11-03
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