CapitalOS alternatives

CapitalOS, based in Belmont in the San Francisco Bay Area and founded in 2022, is described in its profile as the money orchestration layer that lets B2B software platforms offer cards, wallets and bill pay without building a bank, serving platforms and their business customers in the United States. Buyers comparing payments and money infrastructure usually decide first whether they need embedded finance inside their own product or regulated rails for moving money across borders. dtcpay, a Singapore company founded in 2019, provides regulated payment infrastructure so businesses and consumers can accept, hold and spend stablecoins alongside fiat from one account. Latitude, founded in 2025, connects stablecoin settlement to local fiat rails, offering payouts and stablecoin on- and off-ramps across more than 50 markets through one API. MetaComp, a Singapore company founded in 2018, is a MAS-licensed platform where financial institutions move, convert and manage capital across fiat and stablecoin rails on one regulated architecture. Noah, based in London and founded in 2020, connects local rails so businesses can collect, convert and pay out across more than 150 markets through one API. Choose CapitalOS for embedded cards and wallets, dtcpay for regulated stablecoin and fiat accounts, Latitude or Noah for cross-border payouts, and MetaComp for institutional fiat and stablecoin capital.

Alternatives to CapitalOS

dtcpay

Regulated payment infrastructure that lets businesses and consumers accept, hold and spend stablecoins alongside fiat — from one account.

Latitude

Payments infrastructure connecting stablecoin settlement to local fiat rails — one API for global payouts and stablecoin on- and off-ramps in 50+ markets.

MetaComp

A MAS-licensed Singapore platform where financial institutions move, convert and manage capital across fiat and stablecoin rails on one regulated architecture.

Noah

Stablecoin payments infrastructure connecting local rails, so businesses can collect, convert and pay out across 150+ markets through one API.

Full profile, with every fact and its source: CapitalOS. Profile facts last verified 9 November 2026.